In our beautiful states, there’s a lot to explore. Sometime on foot, but more often by something with wheels. Auto insurance is usually straightforward, but some items are added that just shouldn’t be. Items that do nothing more than encourage you to make unnecessary claims that only increase your premium. If you’ve had a lot of increases and don’t know why, perhaps there were a lot of roadside assistance claims? Or windshield replacement claims. Find out why it’s smarter to add certain endorsements but take away others.