Commercial Services

Commercial insurance is an important tool for business owners to PROTECT their investments. It covers a broad range of potential risks, from natural disasters and equipment failure to cyber-attacks and employee injuries. By providing coverage in the event of unexpected circumstances, commercial insurance can help businesses remain FINANCIALLY STABLE during difficult times.

As a business owner, you can select from a variety of policies to tailor coverages to meet your needs. Common types of commercial insurance include general liability, property damage, cyber insurance, worker’s compensation, and business interruption. General liability covers claims related to bodily injury or property damage caused by the business’s operations or employees. Property damage provides coverage if any of the organization’s possessions are damaged in an accident or as a result of vandalism. Cyber insurance protects businesses from cyber crime and data breaches, while worker’s compensation covers medical expenses and lost wages due to employee injury or illness. Business interruption insurance helps compensate for financial losses if the business is forced to temporarily close due to an incident.

We are continuing to build out our commercial resources for you. Stay tuned for a new document every week.

Business Owners, Do You Know What Cyber Insurance Covers (and Why You Need It)

Do you know what Cyber Insurance covers? And why you need it? Download our PDF here.

Are Your Insurance Renewals Changing Your Terms?

Are you ready for your next insurance renewal? Make sure you review the terms before signing the dotted line! Download PDF here.

5 trends that will shape the restaurant industry in 2023

Read about what themes will emerge for restaurants in 2023.          Download PDF here.

How To Maintain a Safe and Productive Work Environment

Tips for keeping your restaurant as safe place to work.                Download PDF here.


Cyber Risk Exposure Scorecard – Restaurants

Measure your restaurants cyber security breach risk score!          Download PDF here.

Why not consider independent insurance v. a self funded pool?

Check out why independent insurance might save you money. Download PDF here.

Insurance Coverage for Public Entities

Learn more about the common and specialized coverages available for public entities.            Download PDF here.        

Benefits of Workers’ Compensation Insurance

Check out this article to learn more about what Workers’ Compensation Insurance covers.    Download PDF here.

General Liability Exposures Every Organization Should Know

Gain insights into common liability exposures, potential consequences, and guidance on choosing the right insurance policies for risk reduction! Download PDF here.

Your Business Insurance Renews Soon – Let’s Check Your Liability Risk

Let’s review your business operations an seal any gaps in liability protection.            Download PDF here. 

General Liability Insurance – Your Defense Against Liabilities

Find out how GL coverage protects your assets and helps cover costs to defend and settle claims.    Download PDF here.

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