It’s time for a teen to get their driver’s license. Who is more nervous – the teenager or the parent? Parent anxiety during this rite of passage is understandable. According to the Insurance Information Institute, motor vehicle accidents are the number one cause of death among those aged 15 to 20. Fortunately, teens and parents […]
Did you know homes and cars have report cards? Do you know what grade your property deserves? If you haven’t checked your report, you might want to look into it. This statement is called a Loss History Report. It provides a record of the insurance claims and losses that are associated with a particular property […]
Are you familiar with hired and non-owned auto (HNOA) insurance? If your business involves vehicle use in any way, this coverage could be crucial for your operations. Here are the facts. What is HNOA insurance? Hired and non-owned auto insurance provides coverage if an employee uses a personal or rented vehicle for business purposes. If […]
Every 45 seconds, a motor vehicle is stolen in the United States, according to reporting from the Insurance Information Institute. What can you do to protect your car from becoming part of this statistic? Use the following tips to make your car less appealing and more secure. These precautions can prevent crime as well as […]
Your dog ate your couch. Birds destroyed your gutter. A family of raccoons or a bear overran your car or garage. Will your homeowner’s/auto insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won’t […]
Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance […]
Not all cars are created equal. Some offer greater speed. Others offer better gas mileage. Another important difference is safety. Did you know certain safety features can reduce insurance costs and claims? To protect your passengers and your wallet, look for some of these top safety features the next time you’re in the market for […]
