There is a saying, “If you’re blessed enough to live in the mountains, you are blessed enough.” Those of us who call the Evergreen area home would agree with that bit of wisdom. We live our lives encapsulated in this idyllic mountain setting, jagged peaks, forested hillsides, a whole meadow named for the iconic Elk […]
Did you know homes and cars have report cards? Do you know what grade your property deserves? If you haven’t checked your report, you might want to look into it. This statement is called a Loss History Report. It provides a record of the insurance claims and losses that are associated with a particular property […]
We love our mountains and forests, but Colorado ranks third in the US for number of properties at high or extreme risk for wildfire. Prepare your home, family, and pets. • Develop a fire evacuation plan and practice family fire drills. Ensure that all family members are aware of two or more escape routes from […]
Your dog ate your couch. Birds destroyed your gutter. A family of raccoons or a bear overran your car or garage. Will your homeowner’s/auto insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won’t […]
Did you know two homes can have identical square footage but vastly different insurance costs? They might even be right next door to each other. How is this possible? The cost of premiums is based on the risk factors of the homes. With vastly different features, the two properties don’t have the same likelihood of […]
Did you receive a big gift over the holidays or some nice jewelry for Valentine’s Day? Congratulations. Luxury items often need proper insurance for protection, as they are valuable possessions. In some cases, your current coverage is sufficient. However, many times, a change or expansion of coverage is needed. If a special occasion has added […]
Are you thinking of installing a few smart devices in your home? Here are some of the most popular and practical options to consider: Security Products This includes motion-activated doorbell cameras, door locks with timers and garage doors controlled by smartphone apps. These technologies can offer peace of mind for homeowners who live alone and […]
