Even the best drivers are at risk of fender benders. With so many variables on the road, accidents happen. In the U.S. alone, an average of 6 million accidents occur each year. If you are among this number, it’s important to know the steps to take. If you find yourself in a car crunch, follow […]
Did you know homes and cars have report cards? Do you know what grade your property deserves? If you haven’t checked your report, you might want to look into it. This statement is called a Loss History Report. It provides a record of the insurance claims and losses that are associated with a particular property […]
Are you familiar with hired and non-owned auto (HNOA) insurance? If your business involves vehicle use in any way, this coverage could be crucial for your operations. Here are the facts. What is HNOA insurance? Hired and non-owned auto insurance provides coverage if an employee uses a personal or rented vehicle for business purposes. If […]
Every 45 seconds, a motor vehicle is stolen in the United States, according to reporting from the Insurance Information Institute. What can you do to protect your car from becoming part of this statistic? Use the following tips to make your car less appealing and more secure. These precautions can prevent crime as well as […]
Your dog ate your couch. Birds destroyed your gutter. A family of raccoons or a bear overran your car or garage. Will your homeowner’s/auto insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won’t […]
Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance […]
Evidence of what occurred. Car insurance providers in the UK offer customers a 10 to 15% discount if a dash cam is installed in their vehicles. A New York bill, if passed, will offer a 5% discount. Get out of a ticket. In New York a driver had their ticket waived because their video showed […]
Not all cars are created equal. Some offer greater speed. Others offer better gas mileage. Another important difference is safety. Did you know certain safety features can reduce insurance costs and claims? To protect your passengers and your wallet, look for some of these top safety features the next time you’re in the market for […]
Not many drivers think of themselves as being “bad” behind the wheel, but even great drivers can make mistakes. When you’ve been driving for long enough, bad habits can start to creep in and go unchecked. Let this be your reason to check them. Here’s a look at three of the most common bad driving […]
