Dunk Your Prescription Costs to Avoid the Donut Hole
Donut hole: This pleasant-sounding name actually describes a coverage gap in Medicare Part D. The donut hole appears when your non-generic prescription costs exceed your plan’s initial coverage limit ($3,820 in 2019), but have not yet reached the catastrophic coverage
Where Will Technology Take Us Next?
Products like smartphones and voice-command speakers used to be the stuff of Jetsons fantasies. Then they became reality and altered our world dramatically. So, what’s next? Here’s a roundup of the emerging technologies. Drones: These aren’t just for taking Instagram-worthy
Why Did My Auto Insurance Premium Increase?
Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the
Is Your Home Riskier Than Your Neighbor’s?
Did you know two homes can have identical square footage but vastly different insurance costs? They might even be right next door to each other. How is this possible? The cost of premiums is based on the risk factors of
How to Choose the Perfect Haircut
There’s no absolute right or wrong, but choosing the perfect haircut can be tricky. There are several things to consider. Find a style that’s right for the shape of your face. For example, a pixie, tousled shag, or layered bob
An Unexpected Reason for Coverage Denial
You probably know that you can be denied life insurance for certain health conditions, but did you know you can be denied based on medications you purchase on behalf of someone else? This is what happened to a Boston woman.
Streamlining Your Morning Routine
If you leave your house in an anxious mood, you could arrive at work in a frantic state. That’s why you need to use your mornings wisely. Start before you go to bed. Choosing appropriate clothes, packing your bags, preparing
How to Save Money: 20 Insanely Simple Tips
Ways to cut expenses with technology while shopping, being at home, or out having fun. Apps can alert you to upcoming deals, compare prices, or help you buy and sell used items. When shopping, consider buying generic or store brands.
Generous Gifts Might Call for New Coverage
Did you receive a big gift over the holidays or some nice jewelry for Valentine’s Day? Congratulations. Luxury items often need proper insurance for protection, as they are valuable possessions. In some cases, your current coverage is sufficient. However, many
What can smart tech do for you?
Are you thinking of installing a few smart devices in your home? Here are some of the most popular and practical options to consider: Security Products This includes motion-activated doorbell cameras, door locks with timers and garage doors controlled by
Petunias or Poinsettias? Which Flowers for Which Occasion?
Roses are red. Violets are blue. Which kind of petal is best for you? Like precious stones, flowers have symbolism. Different varieties have different meanings, as do their hues. There are flowers to represent friendship, romance, sympathy, well wishes, and
7 Great Reasons to Consider a Dash Cam
Evidence of what occurred. Car insurance providers in the UK offer customers a 10 to 15% discount if a dash cam is installed in their vehicles. A New York bill, if passed, will offer a 5% discount. Get out of