Why You Should Read Your Loss History Report
Did you know homes and cars have report cards? Do you know what grade your property deserves? If you haven’t checked your report, you might want to look into it. This statement is called a Loss History Report. It provides
Rented and Personal Vehicles: Are Your Risks Covered?
Are you familiar with hired and non-owned auto (HNOA) insurance? If your business involves vehicle use in any way, this coverage could be crucial for your operations. Here are the facts. What is HNOA insurance? Hired and non-owned auto insurance
Is Your Vehicle Burglar Repellant?
Every 45 seconds, a motor vehicle is stolen in the United States, according to reporting from the Insurance Information Institute. What can you do to protect your car from becoming part of this statistic? Use the following tips to make
Glamping Still Meant Doing the Dishes
Our annual family camping trips included dishes, stitches, and cinders. Ah, the glorious Colorado summer. Every summer our family would pack up, head out of Evergreen and set camp in another beautiful location. Once loaded, the family station wagon looked
We love our mountains and forests, but Colorado ranks third in the US for number of properties at high or extreme risk for wildfire. Prepare your home, family, and pets. • Develop a fire evacuation plan and practice family fire
How to Reevaluate Your Finances Later in Life
According to data from PricewaterhouseCoopers, many Americans are in the so-called “middle market” of retirees, with somewhere between $100,000 and $1 million saved for retirement. The data also reveals that roughly half of Americans aged 55 or older have less
How Young Is Too Young for Life Insurance?
Traditionally, parents buy life insurance policies for themselves to provide for their children in their absence. However, there are times when parents may want to consider purchasing a life insurance policy for their child. Why. The most cited reason why
Tornado Safety Tips
Practice and Prepare. Know where you and your family will go if a tornado strikes while you are home. Practice and teach your children where to go. Have a family meetup area or a plan for everyone to check in
Hosting Tips to Enhance Your Hospitality
The secret of a successful party is comfort—yours and that of your guests. Yet all too often we are so concerned about doing everything right that hosting turns into a stress fest. When you are the host, you want your
Memory Brain Training: From Sieve to Steel Trap
Some instances are easy to laugh off. Forgetting an appointment or misplacing one’s keys can be filed under “being forgetful.” But a leaky memory isn’t funny when those misplaced dates and items are of great importance, or when the forgetfulness
Animal Invasion? You May or May Not Be Covered
Your dog ate your couch. Birds destroyed your gutter. A family of raccoons or a bear overran your car or garage. Will your homeowner’s/auto insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers
Annuities: One Leg of a Three-Legged Stool
Financial planners often use a simple analogy to explain retirement income: a three-legged stool. The three legs symbolize Social Security, pensions, and personal savings. But where do annuities fit? On one hand, an annuity is a self-created pension plan. On